Resources for Individuals

The Government of Canada continues to  announce measures for Canadians who have been impacted by the COVID-19 outbreak:

Canada Response Benefit

The Canada Recovery Benefit (CRB) gives income support to employed and self-employed individuals who are directly affected by COVID-19 and are not entitled to Employment Insurance (EI) benefits. The CRB is administered by the Canada Revenue Agency (CRA).

If you are eligible for the CRB, you can receive $1,000 ($900 after taxes withheld) for a 2-week period.

If your situation continues past 2 weeks, you will need to apply again. You may apply up to a total of 13 eligibility periods (26 weeks) between September 27, 2020 and September 25, 2021. More information can be found here.

Employment Insurance Benefits

Employment Insurance benefits and leave information for workers, families, fishers and sickness, as well as how to apply and submit a report.

Due to the coronavirus disease (COVID-19) outbreak, there are changes to this program.  Changes to the program can be found here.

Canada Recovery Caregiving Benefit (CRCB)

Income support if you must stop work to care for dependants due to closures, high risk and caregiver availability. More information can be found here.

Canada Recovery Sickness Benefit (CRSB)

The Canada Recovery Sickness Benefit (CRSB) gives income support to employed and self-employed individuals who are unable to work because they are sick or need to self-isolate due to COVID-19, or have an underlying health condition that puts them at greater risk of getting COVID-19. The CRSB is administered by the Canada Revenue Agency (CRA).

If you are eligible for the CRSB, you can receive $500 ($450 after taxes withheld) for a 1-week period.

If your situation continues past 1 week, you will need to apply again. You may apply up to a total of 2 weeks between September 27, 2020 and September 25, 2021. More information can be found here.

Canada Emergency Wage Subsidy (CEWS)

As a Canadian employer who has seen a drop in revenue due to COVID-19, you may be eligible for a subsidy to cover part of your employee wages, retroactive to March 15. This subsidy will enable you to re-hire workers, help prevent further job losses, and ease you back into normal operations. For more information and updates to the program, click here.

Support for Seniors

Reduced minimum withdrawals for Registered Retirement Income Funds

Support for Students and Recent Graduates

Helping student loan borrowers

Changes to the Canada Student Loans Program:

We made changes to the Canada Student Loans Program (CSLP) to allow more students to qualify for support and be eligible for greater amounts.

The changes include:

  • doubling the Canada Student Grants for all eligible full-time students to up to $6,000 and up to $3,600 for part-time students in 2020-21. The Canada Student Grants for Students with Permanent Disabilities and Students with Dependents would also be doubled.
  • broadening eligibility for student financial assistance by removing the expected student’s and spouse’s contributions in 2020-21.
  • raising the maximum weekly amount that can be provided to a student in 2020-21 from $210 to $350.

For more information, click here.

Person with Disabilities

We are providing a one-time, tax-free, non-reportable payment of $600 to help Canadians with disabilities who are recipients of any of the following programs or benefits:

  • holders of a valid Disability Tax Credit certificate,
  • beneficiaries as at July 1, 2020 of:
    • Canada Pension Plan Disability
    • Quebec Pension Plan Disability Pension,
    • Disability supports provided by Veterans Affairs Canada

If you are eligible but never applied for the Disability Tax Credit, or your certificate expired in 2019, you must have done so by September 25, 2020.

Seniors who are eligible for the one-time payment for persons with disabilities would receive a total of $600 in special payments. The one-time payment to persons with disabilities would be adjusted to provide a top-up for eligible seniors, including:

  • $300 for Canadians who are eligible for the Old Age Security pension and who received the one-time seniors payment of $300; or
  • $100 for Canadians who are eligible for the Old Age Security pension and the Guaranteed Income Supplement or Allowances and who received the one-time seniors payment of $500.

Eligible clients will start receiving payments on October 30, 2020, for more information, click here.